
I’m Andy Gardiner, Regional Manager at Tavistock Protect. With 32 years of specialist experience in the UK insurance market, I don’t just sell policies - I build financial safety nets that work when you need them most.
Whether you are looking to secure world-class healthcare or safeguard your family’s future, I provide the senior-level insight required to navigate today's complex landscape.
Whether you're looking to bypass NHS waiting lists or secure peace of mind for your family, private medical insurance (PMI) offers more than just treatment - it offers control.

Securing your family’s future is about more than just a policy - it’s about ensuring that life carries on, no matter what.

From startups to freelancers and established corporations, protecting your business in 2026 requires more than just a generic policy.

While Life Insurance looks after your family when you’re gone, Critical Illness Cover is designed to look after you while you're still here.

If your health stops you from working, your income shouldn't have to stop with it. Income Protection is your financial backup plan.
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Most people think cheap insurance means bad coverage. That's a myth. In this conversation, Andy Gardiner sits down with Lydia Tett-Olet to break down how you can pick affordable insurance, find expert advice you can actually trust, and use insurance as a tool to build long-term wealth.